Terms of Service: Communicating with YouTelephone Calls and Text Messages Regarding Your Account: You agree that we may monitor and/or record any phone conversations you have with our representatives. We use automated telephone dialing and text messaging systems, as well as electronic mail, to inform you about payment due dates, missed payments, amendments to your Agreement with us, and other essential information. The automated messages will be played when the telephone is answered, regardless of who answers the call. These messages may also be recorded by your answering machine. Be aware that text messages sent to your phone can be viewed by anyone with access to your phone. Therefore, you should safeguard your phone and text messages if you wish them to remain private. PLEASE DO NOT SEND CONFIDENTIAL INFORMATION VIA TEXT MESSAGE. By providing your mobile number, you authorize us to contact you occasionally regarding your application and account using text messages. Standard text messaging and calling charges from your communications carrier may apply. You may revoke your consent at any time.How to Update Your Records: Notify us promptly if you change your mobile or cell phone number, or if you plan to give your phone to someone else. It is your responsibility to keep your mobile number updated. You can update your email to info@thezenithcollective.com. You agree to indemnify, defend, and hold us harmless from any claims arising from providing a mobile phone number that is not your own or from violating any laws. This obligation survives termination of the Agreement. SMS Notifications are for convenience only.Advertising or Telemarketing Text Messages and Telephone Calls:OPTIONAL: By checking this box, you consent to receive advertising and telemarketing text messages to the provided mobile phone number. You also consent to our making advertising or telemarketing calls to your mobile phone number using an automatic telephone dialing system or an artificial or prerecorded voice.Checking the box above signifies your consent to receive advertising and telemarketing Autodialed, Text Messages, Robocalls/Robotexts, and telephone calls as described to the mobile phone number 302­582­1687. A confirmation text message will be sent to this number.To receive SMS notifications, you need: (1) an SMS-capable phone; (2) an active mobile phone account with SMS services; and (3) sufficient storage capacity on your mobile phone.You are not required to consent to receive advertising or telemarketing messages to obtain credit or other services from us. You may withdraw your consent at any time by replying STOP to our text message or emailing us at info@thezenithcollective.com. You acknowledge that any text messages we send may be accessed by anyone with access to your Text Messages; and your mobile phone service provider may charge you for Text Messages we send you. We are not liable for the cost of any Text Messages.Notify us immediately if you change mobile or cell phone numbers or plan to give your phone to someone else. You agree to indemnify, defend, and hold us harmless from any claims arising from providing a mobile phone number that is not your own or from violating any laws. This obligation survives termination of the Agreement. SMS Notifications are for convenience only.Opt-Out or Stop: To stop receiving advertising and marketing text messages from us, reply STOP to any of our messages. To stop all text messages, including those about payment due dates or missed payments, reply STOP ALL. Withdrawal of your consent to receive text messages will be effective within one day.Help or Support: For contact information or to stop text messages, reply HELP to any of our messages. We will send you a text with this information. We will send no more than 2 advertising or telemarketing texts or calls each week. Messages we send provide information about your account, payment reduction options, and, if applicable, offers, promotions, and marketing materials. Some texts may include links to other websites, requiring a web browser and internet access.We may modify or terminate our SMS or text messaging services without notice. We reserve the right to modify this SMS Disclosure without notice. It is your responsibility to review this Disclosure periodically for changes.